题目：对房地产融资状况分析——以广西万科房地产企业为例I摘要房地产行业是否健康发展与国计民生有很大的关系,它作为国民经济的重要部分,在钢铁、建材、家电等各个相关产业的是否能快速进步方面扮演了极其重要的角色。在一些国家，房地产是金融行业。中国已经经历了30年在经济上的摸索期，只有房地产发展起来，房地产业金融市场才能发展，但是有关房地产业融资的渠道却一直很单一，至今融资依然主要倚靠银行，还没有建立多元化融资渠道的局面。资金是房地产企业的生命,尤其是房地产行业。目前，企业开发新项目依然靠从银行借款,所以银行承担着绝大部分房产商的经营风险,同时也不利于我国经济的发展。与此同时，国家又需要采取一些手段来操控房地产行业,于是房地产商想要融资变得更加困难了。本文将综合国内外文献的研究成果，从什么是融资方式、房地产融资渠道现状、问题的各方面进行浅析，以期找到解决当前现状的方法。【关键词】多元化融资渠道房地产企业IIIIIAbstractTherealestateindustrydoeshaveagreatrelationshipwiththehealthydevelopmentofitasanimportantpart,beneficialtothepeople'slivelihood,nationaleconomyinironandsteel,buildingmaterials,householdappliancesandotherrelatedindustriescanrapidprogresshasplayedanextremelyimportantrole.Insomecountries,therealestatefinanceindustry.Chinesehasgonethrough30yearsintheeconomythetrialperiod,theonlyrealestatedevelopment,realestatefinancialmarketcandevelop,buttherealestatefinancingchannelshasbeenverysimple,yetstillmainlyrelyonbankfinancing,nottoestablishadiversifiedfinancingchannels.Thesituationoffundsistherealestatebusinesslife,especiallytherealestateindustry.Atpresent,enterprisesindevelopingnewprojectsstillrelyonborrowingfrombanks,sothebanksresponsibleforthevastmajorityofrealestatebusinessrisk,butalsonotconducivetoChina'seconomicdevelopment.Atthesametime,thecountryalsoneedstotakesomemeasurestocontroltherealestateindustry,andrealestatedeveloperswantfinancinghasbecomemoredifficult.Thispaperwillresearchresultstheliteratures,fromwhatisthestatusofrealestatefinancing,financingchannels,allaspectsoftheproblemareanalyzed,inordertofindasolutiontothecurrentsituation.Keywords:pluralistic;Thefinancingway;...
