人人贷风险评估报告篇一：我国P2P网贷平安问题研究我国P2P网贷平安问题研究“网贷平台为借贷双方提供一站式〞效劳，从信息发布、资料审核到转账借款、利率计算、制定还款期限等都是由网站进行专门效劳的。P2P网络借贷平台对于促进民间金融的开展也起到了积极的推动作用。P2P网络借贷平台之所以会在短时间内开展起来，是由其特点所决定的。虽然P2P网络借贷本质上属于民间借贷的一种形式，但是其依附于互联网产生，具有操作便捷、方式灵活等突出的特点，对于传统金融的补充发挥出积极的作用。用户只需进行会员注册，将自己的身份信息提供给后台，便可以在网站上发布自己所需信息，投己所好，达成协议，受到人们的信赖。本文基于P2P网贷理论概述的根底上，探讨P2P网贷模式存在的平安问题，分析P2P网贷平安问题产生的原因，并进一步提出P2P网贷平安问题控制的对策建议等内容。关键词：P2P；网贷平安；对策AbstractThenetcreditplatformtoprovide“one-stop〞serviceforbothborrowersandlenders,frominformationreleaseandliteraturereviewtotransferloan,interestrate,timelimitforthepaymentisconductedbythewebsitespecializedservices.LendingtoP2Pnetworkplatformtopromotethedevelopmentofinformalfinancealsohasplayedapositiveroleinpromoting.P2Plendingplatformisdevelopedinashortperiodoftime,isdeterminedbyitscharacteristics.AlthoughP2Plendinginessencebelongstoaformoffolklending,butitsattachedtotheInternet,hasthecharacteristicsofconvenientoperation,flexiblewaysuchoutstanding,thesupplementoftraditionalfinanceplayapositiverole.Memberlogin,usersonlyneedtoprovidetheiridentityinformationtothebackground,youcanreleaseyouneedinformationonthewebsite,theoneselfmood,toreachanagreement,getthetrustofpeople.BasedontheintroductiontothetheoryofP2PnetworktoborrowonthebasisofthesecurityproblemsofP2Pnetworkmodel,toanalyzethecausesofP2Pnetworkcreditsecurityissues,andfurtherputsforwardcountermeasuresandSuggestionsofP2Pnetworksecuritycontrolloan,etc.Keywords:peer-to-peer(P2P);Netcreditsecurity;countermeasures目录................................................................1Abstract............................................................2一、P2P网贷相关理论概述...............
