2023年广西金融精准扶贫模式研究范文.docx

天道酬勤 广西金融精准扶贫模式研究 广西金融精准扶贫模式研究 中国的经济开展整体上存在的开展是存在一定偏移的，经济重心都是以沿海城市为主。因此这就使得类似于广西内陆省会，在整体的经济开展水平跟不上沿海城市，同时，中国的快速开展也大致了居地区的富裕，使得贫富差距拉大。为了改变贫富差距，广西地方政府和中央政府为了改变这种局面，就进行农村精准扶贫。但是由于农村局面复杂，存在的各种资源组合都比拟复杂。这就使得政府在推行扶贫政策的时候面临各种问题，因此就需要针对农村的复杂环境采取多方位的扶贫政策，多管齐下。还需要将农村的各种资源进行有效的利用，整合起来通过资金引导和小幅度扶贫带动农民自主致富的积极性。本文从扶贫贷款的各项政策以及相关扶贫模式，以及各项措施分别展开分析，并针对其中出现的问题进行侧面剖析研究讨论问题的成因以及相关的解决策略。 关键词：广西；扶贫贷款；精准扶贫；模式 Study on the Precision Poverty Alleviation Model of Finance in Guangxi Li Shuangyong, Grade 2023, Major in Financial Management Supervisor Liu Xinwen Abstract The overall development of China"s economic development is deviated to a certain extent, and the economic focus is mainly on coastal cities. Therefore, similar to the inland provincial capital of Guangxi, the overall level of economic development can not keep up with the coastal cities. At the same time, China"s rapid development also roughly expands the wealth of the residential areas, making the gap between the rich and the poor widen. In order to change the gap between the rich and the poor, the local governments and the central governments of Guangxi have carried out precise poverty alleviation in rural areas in order to change this situation. However, due to the complex situation in rural areas, the various resource combinations are more complex. This makes the government face a variety of problems when implementing the poverty alleviation policy. Therefore, it is necessary to adopt a multi-dimensional poverty alleviation policy in accordance with the complex environment in rural areas and work in a multi-pronged manner. It is also necessary to make effective use of all kinds of resources in rural areas and integrate them to promote farmers"initiative to become rich independently through financial guidance and small-scale poverty alleviation. In this paper, the various policies of poverty alleviation loans and related poverty alleviation models, as well as various measures are analyzed separately, and in view of the problems arising therein, the causes of the problems and related solutions are analyzed and discussed. Key words：Guangxi，Finance，Precise poverty alleviation，Model 目录 一绪论 (1) 〔一〕研究背景 (1) 〔二〕研究意义 (1) 二文献综述 (2) 三广西金融精准扶贫模式与现状 (3) 〔一〕广西金融精准扶贫模式 (3) 〔二〕“小额信贷〞运作模式 (5) 〔三〕“政银企户保〞运作模式 (5) 〔四〕“政银企户保〞扶贫模式的成效 (7) 〔一〕小额信贷模式分析 (7) 〔二〕“扶贫开发与美丽乡村〞产业引导基金投资模式分析 (11) 〔三〕“助微贷〞模式分析 (12) 五广西金融精准扶贫所存在的问题 (12) 〔一〕政府方面存在的问题 (13) 〔二〕贫困户的问题 (15) 〔三〕金融机构的问题 (15) 六完善广西金融精准扶贫对策建议 (16) 〔一〕政府强化效劳职能，加强引导作用 (16) 〔二〕贫困户纠正错误思想，强化信用意识 (17) 〔三〕金融机构增强主动意识，标准业务流程 (18) 七致谢 (19) 参考文献 (19)